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1st Call 4 Mortgages Are you looking for an Independent Mortgage Broker? You want them to be experienced, understanding, knowledgeable and eager to help, whatever your needs and circumstances' Then stop looking! "1st Call 4 Mortgages" really sums up what we do, and what our clients need. One number to call, and the process is underway, the experts are on the case, and the result is virtually closer than you think.
Served areas
  • Whole of UK
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Whatever your needs and circumstances, we find you the mortgage that's right for you. We provide tailored mortgage and protection solutions for people, whatever their needs and circumstances, through meticulous planning and financial wisdom, using over 100 years of combined experience. We have mortgage advisers all over the UK.
1st Call 4 Mortgages (UK) Ltd is a 'whole of market' adviser for mortgages and protection, which means we can provide a tailored solution for all of our clients. You are probably looking at this site because you need advice now or are researching your options for the future. Regardless of whether you use us, our recommendation is that you always seek the services of an Independent Mortgage Adviser.
Understanding their specific financial needs and finding the most suitable product from every mortgage available in the marketplace. Recommendations about appropriate products that should be considered alongside the mortgage. A guarantee that no fee will be charged until and unless the client is entirely happy with the recommendation we give.
In so doing, we are pleased to support the Financial Conduct Authority's initiative 'Treating Customers Fairly'. We recognise that both we and our customers have everything to gain if we look after your best interests and treat you fairly in all aspects of our dealings with you. Once we have completed our business together, and we have successfully arranged your mortgage and/or protection arrangements, we ask you to complete a short survey to give us feedback about your experiences of using our services.
1st Call 4 Mortgages (UK) Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Registered office: Beechwood Cottage, Beechwood Lane, Wendover, Buckinghamshire, HP22 5QL. We always aim to provide excellent customer service and when that doesn't happen, we want to know. Listening to you and learning from what you have to say will help us get it right next time, and we appreciate your help to do this. If you have a complaint or dispute with us, you are entitled to make a complaint.
Reviews (10)
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Rp L.
Nov 14, 2019
Without doubt Lisa is the best mortgage advisor we have every used. We had a very complex case due to credit issues and she managed to get us a lender who would allow us to consolidate debts saving us 230 per month. Right from the start she was polite, friendly and professional and really put us at ease as we never thought we would get out of the situation we were in.

I honestly cannot recommend Lisa enough. Thank you so so much and we hope you enjoy the gift that is on its way to you. We could not have done this without you. We have already recommended you to several people and will continue to do so in the future. Thank you again and as you have repeatedly told us 'its always a pleasure never a chore'
Hp H.
Oct 11, 2019
During the mortgage process Lisa discovered a default I didnt know existed. Having looked at my credit file she could see it was completely out of character and successfully appealed this with the lender. Through her determination I got my first choice lender, a fantastic rate and Ive saved nearly 100 a month. She is amazing at what she does and so down to earth and friendly. She puts you at ease every step of the way and nothing is too much of a problem for her. Thank you Lisa for everything you now have a client for life.
Thomas C.
Jul 25, 2019
Fantastic speedy service and didn't charge a fee unlike other companies. Truely dedicated to the customer and really passionate. Will be using for all future mortgage and insurance needs.
Gill S.
Jul 14, 2019
Service exactly as advertised. Managed to save me 150 per month on my mortgage that had gone to tracker rate. Highly recommend and no advice fees
Dawn E Beech
Nov 08, 2012
We would like give a huge thank you to Des for his constant (and without doubt, very time consuming) determination in obtaining a re-mortgage for us. In spite of the number of different issues that our present financial circumstances presented us with – (and it did for a while seem like it was ‘one thing after another’) we got there. Throughout the process Des always remained positive that we would ‘get there in the end’ and he was right - we did! Des, you are a true professional, determined to never let the little ‘set backs’ get in your way and finish the job you started.

We would be more than happy to recommend you to anyone we know looking for a mortgage or re-mortgage and also for the insurance for the mortgage protection which was sorted quickly and efficiently. Thanks so much for all your effort.
Andrew Carnegie
Jan 29, 2010
We recently completed our re-mortgage with 1st Call 4 Mortgages on our family home with satisfaction. Initially we looked at a number of brokers plus my bank with whom I have a long and good track record. We knew our situation was complex especially in these difficult financial times with “goal posts” moving at a speed and with bureaucracy on the up.

We soon decided to use Des of 1st Call 4 Mortgages as our broker. He showed the tenacity, persistently and clear thoughts about how to reach our objective along with thinking outside the box. Having the main principal working on ones behalf, and that he knew the full circumstances, gave us confidence especially when matters looked difficult. Together we reached our goal. It’s a 2 year arrangement so we will be looking at a similar situation within 24 months and no doubt Des will be investigating what’s best suitable for us in advance.
Darren Heslop
Jul 14, 2009
I have known Des for over 20 years now and in the time he has never failed to get me a great deal whether it be for a mortgage, life assurance, critical illness, mortgage protection etc. He has always been helpful and courteous and, quite frankly, head and shoulders above any other financial advisor I have had contact with. I would not hesitate in recommending his services to anyone seeking good, proficient financial advice.
Jan Kennon
Feb 25, 2009
I would like to thank 1st Call 4 Mortgages for your massive effort in obtaining a re-mortgage for me in spite of the difficulties that my history presented, and lets face it, there were many! You are a true professional, un-phased by set back and determined to succeed. I'm sure I could not have received such help and advice from anywhere else. I've been recommending you to everyone I know. Thanks once again.
James Macartney
Des provided a professional and friendly service. Everything was handled in a timely and efficient manner. I will definitely use their services again.
Chris Dowlen
I consider Des an essential partner to my ambitions for building a property portfolio. My situation is complex, I am both the Director of a limited company and own an existing property with an outstanding mortgage. After consulting numerous mortgage brokers, all of whom said it wouldn’t be possible to purchase another property, Des was able to find a way. Cheesy comments aside, if property is your chosen investment then Des can help turn the impossible into a reality.