Howard Mortgages

Lee and the team were brilliant. We were going for a property that was at the limit of our budget and Howard Mortgages were able to explain exactly what we would need to do to achieve this. They guided us every step of the way and were spot on, as the mortgage went through and we secured the property. I can highly recommend them.

I cannot recommend Howard Mortgages enough. Michael, in particular, has been absolutely amazing. As a first time buyer, I was really nervous and had no clue what to expect. Micheal was patient, understanding and so, so helpful. On 2 separate occasions, Micheal worked late to ensure my application was submitted in time. Thank you, Michael!

Sam Allnutt was amazing in helping us to secure our mortgage. She was really flexible, arranging meeting times that worked for us and she managed to secure us an incredible deal. We had a tricky mortgage with Help to Buy and other factors but she explained the whole process to us as first time buyers perfectly, with a fantastic 'no question is too stupid' mantra that made us feel completely at ease and less stressed all the way through.

We certainly asked ALOT of questions and Sam had an answer for everyone! She was on hand every step of the way to assist with any element of the process she could, we couldn't recommend her more!

I went Howard Mortgages for advice a few months back with what I thought would be a potentially complicated scenario. Michael quickly answered all my questions and went through all the possible outcomes. We went back a couple of months later to make an application. Fast forward to a few days ago and we have just been offered a mortgage that covers all we need. An exceptionally friendly, professional and diligent service with all our questions answered quickly and throughly. Would highly recommend the team at Howard's for a first class service.

We were first time buyers and had a small deposit. Michael's advice and expertise was invaluable and gave us the reassurance to take the momentous step of applying for our first mortgage. From beginning to end, Howard mortgages have given us prompt and useful advice so that we could move forward in what is a very competitive housing market. Michael also arranged life insurance for us so that our future finances are secured whatever may happen. I would definitely use their services again and would highly recommend using Howard Mortgages; they are worth every penny!

I couldn't ask for a better service. Michael was always prompt in informing of the next step and extremely helpful. Even though they are based in Torquay and we are based in Essex they could still provide the best customer service and went above and beyond, They got us a mortgage with a high Street lender when i didnt think it was possible. I would highly recommend them. They look after their customers and are honest and reliable.

Great service from Howard Mortgages, 3rd mortgage Bill has arranged for me and wouldn't hesitate to use him again. A personal service from start to finish with Lisa keeping us updated and chasing our application whilst being away from the office. Emily was very knowledgeable and customer orientated during phone calls and follow up emails. 1st class service all round, throughly recommended.

Sam was very professional from when we first met, through to my mortgage offer. She has gone above and beyond and has always been responsive to both my emails and also messages. I would thoroughly recommend Howard Mortgages and especially Sam Allnutt. First class.

Michael Gambles has been extremely helpful throughout our experience. He is a true professional, always up to date with the current status of our mortgage application. Friendly and approachable nothing is too much trouble. My wife and I would recommend his and the services of Howard Mortgages, to anyone. Chris and Kath Doyle Torquay

Howard Mortgages went above and beyond to get me the best mortgage deal. Fast, efficient and great customer service! They even helped with my home insurance and ensured the whole process went as smoothly as possible. Cannot reccomend this company enough. Many thanks to Bill, Lisa and Emily. I now own my first home

Sam Allnutt was extremely efficient and very knowledgeable. Our mortgage was accepted really quickly with no issues. A really professional service. Would highly recommend her and Howard Mortgages. Many thanks.

Sam Allnutt is just an absolute pleasure to deal with. Mortgage done and sorted in super quick time with no issues and every stupid question I posed answered with a smile. Cannot recommend enough to anyone looking for a friendly, knowledgeable and talented broker. Thanks Sam!

Sam and Lisa have both been amazing helping us get our first mortgage. They are very friendly and approachable and we would definitely recommend them to any first time buyers!

Sam, thank you so much for your help in sorting our remortgage and life insurance. You made the process extremely easy and pain free! I couldn’t recommend the service more highly.

I have had the pleasure of working with Sam Allnutt as my mortgage advisor. Sam is a very friendly person who has worked very hard to get my mortgage for me. Everything has been done very efficiently and quickly. I would recommend Howard Morgages to anyone that is looking for a mortgage advisor.

I’ve had a fabulous experience remortgaging my property with Sam Allnutt. She really knows what she’s talking about. The instructions were easy to follow, the process was smooth, the cost was reasonable, the options were clear and communication was prompt. It couldn’t have been easier. Thank you. I highly recommend.

Sam has the patients of a saint, helped me with my first enquiry 10 months ago, advised and helped with every step of the way through various scenarios before and after lock down. Nothing was ever a problem and always available to talk to when needed.
5* service from Sam and the team!

Brilliant service from Sam. She was always prompt to reply and positive when solving problems. Thank you, Sam!

I have had the pleasure of working with Sam on a number of remortgage options and when purchasing my new home. Sam has been so supportive, clear in her advice and guidance and is very professional in her approach and she is super friendly too! I would highly recommend Sam and Howard Mortgages!

Sam has been efficient, professional but also so friendly to work with and has made the whole process smooth and easy for us. We have had difficulties along the way but Sam has been very prompt in dealing with these. Thank you for you all your hard work and we look forward to meeting again in the future.

Howard Mortgages were recommended by a colleague and they've been a real pleasure to deal with. Sam is friendly and very knowledgeable about the products available. I've got a great rate on my re-mortgage and will definitely use them when I come to re-mortgage again.

Sam was helpful and efficient. She made the whole process feel easy and organised a great deal for us in a short time. She was always available to answer any questions and always responded to us very quickly.

We have now a mortgage because of Howard Financial. All the process was stress free and we were supported and advised during every step. I highly recommend to use their services. They are very profesional and they were very focused on our needs. Thank you for your help!!!

Liam and the team have been so supportive and shown how professional they are. Never once did we feel nervous or in doubt of Liams ability to achieve what he said he could do. Ours was not a straight forward mortgage, here we are few weeks and our mortgage is approved , now proceeding with our house move. Words thank you just not enough of how grateful we are to Liam. wonderful gentleman

Sam was a pleasure to deal with and went above and beyond for us. Very flexible and committed with a professional and helpful approach. Would definitely recommend! Thanks! Sim and Mike

Fabulous service from Sam, being first time buyers we didn’t really know much. Sam was so helpful giving us all the information we needed, was always there to answer any questions and very prompt with getting back to you with updates. Sam is very knowledgable and professional, a credit to Howard Financial!

We were contacted by Sam through Absolute estate agents, we got in touch with her and she came to the house to sort out our mortgage . She was very friendly and efficient and was always available by phone or email ,can't thank her enough for all her help to get our mortgage. Look no further if your looking for help to get a mortgage or any financial help...you won't be disappointed. Thanks Sam and Howard Financial....5 stars