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UKFCS Mortgage Specialists When it comes to mortgages, UKFCS Mortgage Specialists are the natural choice to make. We are whole of market mortgage brokers, which means we have access to almost every single mortgage package in the country. This includes exclusive offers which are locked away from private individuals and other financial advisors.

Thanks to our search techniques that cover such a wide scope of products, we are confident we will deliver the best package possible which is tailored to your exact requirements.
UKFCS are 100% fully independent mortgage brokers, and we are not tied or affiliated with any particular lender, meaning you can be sure that we will only ever recommend mortgages with your best interest in mind. We can compare mortgages from every provider in the country, and our mortgage calculators are constantly updated with the newest products available.
Highlights and features
  • UKFCS Mortgage Specialists offer a personal level mortgage, insurance and loan services.
  • Available 24X7
Services
Mortgage Services Our team of professional consultants will help you to avoid the many pitfalls typically associated with mortgage lending, and are able to guide you every step of the way thanks to our many years of experience operating in the mortgage market.

Our areas of speciality:

* First time buyers – for both single borrowers or couples.

* Mortgages for self-employed – covering Sole Traders, Limited Companies and Freelance workers.

* Remortgage and Remortgages including capital raising for home improvements or debt consolidation.

* Shared ownership mortgages - For when you want to part buy and part rent.

* Bad credit – for borrowers with poor financial history, adverse credit or County Court Judgements.

* Commercial Mortgages – business mortgages for companies and organisations
Insurance Services By utilising our advanced search methods covering the entire insurance marketplace, we can advise and source the very best insurance premiums available in the following areas:

Buildings Insurance – A legal requirement for every mortgage owner, protects your home should the property become damaged in any way.

Contents Insurance – Vital for protecting your home in the event of a fire, flooding, explosion or burglary.

Life Assurance – Guarantees that upon the event of your death a lump sum will be paid to your family to help repay any outstanding mortgage payments.

Critical Illness Cover – Should you be diagnosed with a critical illness, a lump sum or monthly payments will be contributed towards your outstanding mortgage.

Income Protection – Should you ever become ill, have an accident or are made redundant, a percentage of your monthly payments will be made towards your mortgage.
Reviews (22)
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Godlive Msemo
Feb 21, 2022
I used UKFCS as a first term buyer and when re mortgaging, they are very helpful team of people, I recommend this service to everyone you will not be disappointed. Their response is prompt and provide you with all the information you need.
J. Hyde
Feb 04, 2022
This is the second time we have used UKFCS. This time we had Ashley, who without fuss did what we have come to expect from this specialists. When the time occasion arose, they made sure that delay was kept to a minimum, as Rebecca chased the conveyancer for quick answers. We will no doubt use UKFCS again in future.
J Hyde
Jan 28, 2022
This is the second time we have used UKFCS. This time we had Ashley, who without fuss did what we have come to expect from this specialists. When the time occasion arose, they made sure that delay was kept to a minimum, as Rebecca chased the conveyancer for quick answers. We will no doubt use UKFCS again in future.
Leigham Callow
Jan 01, 2022
3rd time using UKFCS and wouldn't go elsewhere. Current and competent with market conditions, and knowledgable despite a volatile financial environment.
Eleanor G.
Dec 25, 2021
Highly recommend these mortgage specialists- they helped make the stressful experience of getting a mortgage approved as quick and painless as possible. Very professional and helpful
Leigham Callow
Dec 23, 2021
3rd time using UKFCS and wouldn’t go elsewhere. Current and competent with market conditions, and knowledgable despite a volatile financial environment.
Kousik Dey
Aug 17, 2021
I have used Kirk as a mortgage broker through UKFCS for more times than I can remember over the last 10 or more years. I will keep coming back too if my mortgage needs change as they always find amazing deals and make the process as easy as it can be. Can't thank them enough.
Alan Mehmet
Jul 20, 2021
UKFCS made finding the perfect mortgage simple. From start to finish, everything was handled professionally, promptly and without the need to chase. Would highly recommend for anyone looking for a pain-free mortgage specialist
Alan Mehmet
Jun 25, 2021
UKFCS made finding the perfect mortgage simple. From start to finish, everything was handled professionally, promptly and without the need to chase. Would highly recommend for anyone looking for a pain-free mortgage specialist
Taz Marsden
Jun 17, 2021
We can't recommend UKFCS enough with helping us buy our first home! Ashley was so helpful dealing with two mortgage applications for us during the pandemic, my partner is self employed and had been for less than two years and he came up with solutions for us that our previous mortgage advisor hadn't. He kept us fully updated and got our mortgage offer issued with no problems at all. Rebecca sorted out all of our paperwork ensuring we had sent everything over and again was so helpful and quick to deal with queries. Thanks again both, we will definitely be back in the future!
Josiah Jordan
Mar 25, 2021
Excellent service - very friendly people who are also very professional. They kept on top of the whole thing and were always polite and very knowledgeable. Highly recommended!
Jonathan Page
Feb 28, 2021
As a first time buyer, Ashley could not have been more helpful throughout the process of applying for a mortgage. He was very responsive and he helped us secure a perfect first home! Overall, I would recommend UKFCS and will certainly use them again in the future.
Emma Gainsford
Feb 02, 2021
UKFCS were amazing when supporting us with applying for a mortgage. Everyone is highly professional, reliable and knowledgeable making the whole process so much easier - cannot recommend enough.
Caroline Mascarenhas
Jan 24, 2021
Alisha and Rebecca provided an impeccable service. Both were diligent, calm and highly professional. A flawless service, I would highly recommend UKFCS, especially to Landlords who's finance requirements might not be completely straightforward
Helen Hoffmann
Jan 20, 2021
I couldn't have negotiated a better deal from the myriad of ever changing products. Alisha was approachable, diligent and professional. I highly recommend her services in this company.
Morgan Pearson
Jan 16, 2021
I needed a broker as I needed to remortgage 3 properties. I tried around a couple brokers local to me, however I found all of them so slow and I got fed up. My dad recommended this company and I am so glad he did. I don't usually leave feedback for companies unless they have gone above and beyond which they did. I cannot fault Alisha, she was absolutely amazing throughout the whole process.

I could always get hold of her over the phone or by email and she would come back to me instantly. The other brokers I tried using, had no sense of urgency to help me, and what I loved about Alisha was that she made me a priority and kept me in the loop throughout all of it. She constantly gave me updates so I knew what was going on and that she was chasing everything up for me without me asking.

Even when I phoned up with questions that might have sounded silly, she answered them and reassured me they were not stupid questions. She offered to chase up the solicitors for me when I couldn't get a response from them. She went totally above and beyond, if I need a broker in the future I will 100% be using this company again!
Jonathan Page
Jan 14, 2021
As a first time buyer, Ashley could not have been more helpful throughout the process of applying for a mortgage. He was very responsive and he helped us secure a perfect first home! Overall, I would recommend UKFCS and will certainly use them again in the future.
Sam
Nov 29, 2020
I cannot fault the service I received from Alisha at UK FCS. She is super responsive, a real expert in her field and most importantly - sorted the mortgage in super quick time, allowing us to purchase our dream home! I wouldn't hesitate to recommend UK FCS.
David Parker
I found UKFCS searching the internet. They were extremely helpful and explained everything to me as I had never taken a bridging loan out before. Alisha James dealt with me and she was absolutely brilliant. The rates were also very competitive. I would recommend them to anyone who needs to do likewise. 100% professional. Thank you and well done
Caroline Mascarenhas
Alisha and Rebecca provided an impeccable service. Both were diligent, calm and highly professional. A flawless service, I would highly recommend UKFCS, especially to Landlords who's finance requirements might not be completely straightforward
Sheetal Patel
UKFCS provide a fantastic service. The advice I was given was thorough and jargon free. Everything was done efficiently and they saved me money. I will definitely be recommending them to friends and family.
Chris Warner
Kirk at UKFCS is a very professional and competent broker, he is very trustworthy and we have worked closely for many years helping lots of clients in the process. Highly recommended.