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South West Intelligent Fiancial Solutions SWIFS specialize in mortgages, remortgages, first time buyers, buy to let, let to buy, adverse credit issues, life insurance, critical illness insurance, buildings and contents, income protection and wills. For anything else like commercial finance, bridging loans, development finance, secured loans and anything else not mentioned we will assist you and refer you to our panel of experts in these areas who specialize in assisting brokers and their clients.
Not sure of your options or have been turned away elsewhere we like finding solutions were others have failed.
Served areas
  • Devon & Cornwall
Associations and certifications
  • FCA Registered
Services
First Time Buyer
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If you’re thinking about buying your first home you’re probably finding the whole process of choosing the right mortgage and actually buying your ideal home rather daunting? So what do you need to know to get on to the first rung of the property ladder?

The first step is to contact us and we will advise you on the mortgage options available to you.
Re-Mortgage
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We will work with you to check the terms and conditions of your existing mortgage. These will tell if you are tied-in to your mortgage deal or if there are any early repayment charges. You can then decide if it is worth switching to a different rate or stay put until the penalties have expired.
Insurance
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Life Insurance
Critical Illness
Income Protection
Buildings Insurance
Contents Insurance
Reviews (11)
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Chloe D. R.
May 13, 2022
Kevin went above and beyond to help us with the mortgage process. Nothing was made easy by the lender (self employed) but Kevin was always a message or call away and always found a solution. We wouldn't use anyone else. Thank you Kevin!
Matthew Powell
Aug 25, 2020
Kevin was brilliant from making initial contact, he guided us through the whole process and informed us every step of the way. Very knowledgable and will definitely be using his service again in the future.
Matthew Powell
May 20, 2020
Kevin was brilliant from making initial contact, he guided us through the whole process and informed us every step of the way. Very knowledgable and will definitely be using his service again in the future.
Sam M.
May 06, 2020
Excellent service and offers military discount. Definitely recommend
Naomi S.
Sep 06, 2019
Kevin stuck by us through thick and thin. Good and bad and saw us through all the difficult and trying times. If it wasn't for his knowledge, determination and ability, we would not be householders. Thank you so much
Martin Gooding
Jul 18, 2019
Being self employed it is difficult to get a large loan when required. I needed a loan to expand my guest house (I've been in business for 15 years). Most lenders and brokers took one look at my books and said NO. I don't make a fortune but I live well. I also don't waste money, never even had an overdraft and owned the same car for 19 years. I did how ever have a CCJ for £350 that I strongly felt was unjust.

Even though I knew a loan was affordable AND the fact it would mean two more letting rooms could be built I was still being told NO by the banks ETC. I was recomended S. W. I. F. S so I though OK I will give them a call. A chap called Kevin came to visit me at my business and went through my options (he was the only broker who I had contacted who had bothered to come and visit me and see the business). After a couple of minor hic-ups S. W. I. F. S got me the loan that I needed. A very BIG thank you to Kevin.
Dean W.
Jul 02, 2019
From start to finish the service supplied by SWIFS has been nothing short of amazing. Totally professional at all times keeping us posted at all stages and finding us a great deal which you would never of found walking up and down the high street. We would not hesitate to recommend SWIFS and will use them again In the future.
Martin Gooding
Jan 12, 2019
Excellent service. I needed a loan for a house extention. Being self employed I was made to feel like I had the plague or something worse! My books were not the best but they were honest, all tax paid every year ETC. I had no mortgage arrears and all other bills up to date for the 14 years I had owned this property. I had about 150k equity in the house.

There was one VERY unjust CCJ from the water company. This was due to having no or very bad coloured water for about 9 months, the water company were aware of this but still wanted paying. They took me to court and won, their argument was the fact they had given me a water filter jug worth 45. To clean water so I could drink AND the colour of the water was acceptable to wash in!

Unfortunately the CCJ was King. No one wanted to lend me the 30k I needed for the extention. I was put in touch with Kevin and he sorted it for me. Now the house has a new rear ectention. Thanks Kevin
Andrew Blee
Dec 06, 2018
Kevin has provided me with excellent professional support in finance and assisting me in developing a property portfolio over the past 10 years. He is always willing to help and has a continuous positive approach even in the most demanding situations and I wouldn't hesitate to recommend him.
Martinsfhb
Jan 31, 2018
Being self employed it is difficult to get a large loan when required. I needed a loan to expand my guest house (I've been in business for 15 years). Most lenders and brokers took one look at my books and said NO. I don't make a fortune but I live well. I also don't waste money, never even had an overdraft and owned the same car for 19 years. I did how ever have a CCJ for 350 that I strongly felt was unjust.

Even though I knew a loan was affordable AND the fact it would mean two more letting rooms could be built I was still being told NO by the banks ETC. I was recomended S.W.I.F.S so I though OK I will give them a call. A chap called Kevin came to visit me at my business and went through my options (he was the only broker who I had contacted who had bothered to come and visit me and see the business). After a couple of minor hic-ups S.W.I.F.S got me the loan that I needed. A very BIG thank you to Kevin. Would I recommend S.W.I.F.T.S YES I would.
Black Radio
Jan 30, 2018
Fantastic service. wouldn't recommend anyone else. Aways strives to help and always finds a suitable solution at very competitive costs.