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Citrus Mortgages Friendly personal mortgage advice, we are Whole of Market Residential Mortgage Brokers, including Help to Buy, Buy to Let and Commercial Loans. We also cover Life and Protection Insurance. Call now for a free friendly advice.
Served areas
  • Market Harborough and surrounding area
Business details
  • Licensed
Payment methods
  • Cash, Debit cards, Credit cards, Mobile payments
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Services
Founded in 2007, we are mortgage advisers in Milton Keynes and are well positioned to serve Milton Keynes and the surrounding areas with free advice about your financial needs. Our expert, friendly mortgage advisers have access to the Whole of the Mortgage Market and exclusive deals not available on the High Street.
The Citrus Mortgages team is here to help you get the best free mortgage advice available to you. Meet the team. Nick first started working in Financial Services in 1987, specialising in mortgages since 2004. Together with his business partner, Gavin Potter, he founded Citrus Mortgages in 2007 to provide ethical, friendly and professional mortgage advice.
We strongly believe that all our clients have unique needs. Whatever your circumstances our service proposition is constructed to ensure that you are guided to the right mortgage deal. Apart from the fact they can be confusing, comparison sites do not consider your individual circumstances and goals.
We offer a virtual appointment service so you can link into our industry mortgage sourcing software and watch as we talk you through the pros and cons of each deal in the comfort of your own home or office. We are experts in each mortgage lenders criteria and will be able to find the best mortgage product for your circumstances.
Lenders obtain most of their mortgage business via brokers rather than through their branch network or direct (source: Council of Mortgage Lenders). Through Mortgage Networks and Clubs we have access to exclusive mortgage deals and products that are not available by applying to the lender direct. These can be cheaper rates, lower fees or incentives such as cashback or a free valuaton.
Reviews (28)
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Katie Arundale
Jun 18, 2022
Absolutely fantastic service, Emma and Vivien were friendly and helpful throughout the whole process. They explained everything very clearly and helped me understand what the best way forwards was at each stage. I couldn't recommend Citrus Mortgages more highly, they made a very stressful time significantly less stressful than it could have been.
Rhiannon Jones
May 14, 2022
Gavin & Vivien were incredibly helpful throughout the process of buying our first house. Very responsive, excellent advice & took the time to explain things. Highly recommended!
Mullac
May 09, 2022
We would highly recommend Citrus Mortgages. They have been excellent in helping us secure our first mortgage and 2nd year renewal. Throughout the whole process we felt supported and any questions or queries were answered quickly. Communication with both Andre and Vivien was very prompt and professional and included regular updates while waiting for the outcome of our mortgage application. As people who had no previous experience in securing a mortgage, it was very reassuring using Citrus Mortgage and their expertise. 1
Wharfside Supplies
May 03, 2022
Highly recommend Citrus Mortgages. As a first time buyer I literally had no idea what I was doing and what anything meant. The person dealing with my case was so good, understood the assignment and explained everything in a way that I could understand without overloading my brain with information. 10 out 10 for these guys and girls and will definitely be using them going forward when we move again.
Roberto Facchiano
Apr 16, 2022
I have known Nick and Gavin for many years. It has always been Citrus who have dealt with my mortgages since I purchased my first property 15 years ago. They have built a great team around them and remain professional and on the ball at all times. I highly advise anyone looking for a mortgage or mortgage advice to look no further then Citrus Mortgages.
Roxanne Price
Mar 08, 2022
I have used Citrus mortgage a couple of times now for new mortgages and re-mortgages and have been so impressed by the service. Nick and Vivien kept me fully up to date throughout the process and helped deal with any issues very quickly. I would thoroughly recommend them.
Anael Loyaerts
Feb 05, 2022
Amazing team! Can't thank enough Paul for setting our first mortgage. Everything was simple and smooth with them. And also many thanks to Vivien, for her time on the phone with us and setting up the insurances! Totally recommend them!
Sushil Mathius
Jan 02, 2022
Nick and Vivien has been fantastic in finding right buy to let mortgage for us. We are repeat clients of Citrus Mortgages they provide right advice all the time
Gimil Joseph
Dec 22, 2021
Thank you very much Andrew, Sarah-Jane and the Citrus team for making our first time buying experience so easy and pleasant. We were super impressed by their knowledge and responsiveness. They gave us a very good range of mortgage products to choose from and helped us to compare them and select the most suited one for us in terms of rates and terms.

We will definitely use their services in the future and highly recommend them to anyone who is looking for any kind of mortgage advice. Thanks Andrew and Sarah-Jane, you guys are amazing! Thanks, Ashna and Gimil
Zheng Tong
Dec 16, 2021
Paul and Laura are massive help to our lengthy purchase journey. We have submitted various applications for both residential and buy to let mortgages. All of the applications are accepted with no delay. They are extremely responsive and professional. Highly recommended and we will use their service again.
Mikayla Bargery
Dec 10, 2021
I would recommend James and the team at Citrus Mortgages to anyone. They are so knowledgeable and offer fantastic advice. I was a first time buyer and they made my journey a breeze, and more recently they have supported me through remortgaging with no stress at all. Thank you!
Venkata Nooney
Oct 26, 2021
Having worked with Adam, Citrus Mortgage - Quality Service, Very professional and highly recommended.
Vicky Taylor
Oct 17, 2021
Can't praise Emma and all at Citrus highly enough! I've gone to her for a renewal and a new mortgage now and she is amazing at what she does. Nothing is ever too much trouble. She is friendly, knowledgeable and absolutely goes above and beyond. I've moved to the South West now but will continue to use Emma as can't imagine getting a better service somewhere else
Hemalatha Mallavaram
Sep 07, 2021
I am a first time buyer and had many fears before taking advice about my mortgage. A simple introductory call from Andrew removed most of our hesitations. He was simply awesome in responding to each and every silly doubts I had. The response was super quick, pleasantly surprised many times with this. Keep going and all the very best.
Raman Sridhar
Jul 29, 2021
Very good team. Excellent customer service. Mortgage application and process was very smooth and they followed up all the way through to ensure everything is lined up. Will certainly recommend Citrus Mortgages.
Melissa Cooper
Jul 04, 2021
Citrus Mortgages are by far one of the best brokers we have ever used! They have managed a number of purchases and remortgages and Nick and the team have always been very responsive and willing to go the extra mile even when it gets tricky! Nick helped us complete on our dream home despite our buyer pulling out at the last minute but found a way to save it for us! Would highly recommend to anyone looking for a reliable and trustworthy broker!
Callum Emerson
Jan 31, 2020
Andre at Citrus was excellent throughout the entire process. He clearly explained all the queries I had and offered practical solutions when some technical aspects caught me off-guard. Vivien was equally impressive and constantly kept me up-to-date as the process progressed. Both had a friendly demeanor at all times and I would recommend Citrus, and more specifically Andre and Vivien to all. I look forward to dealing with them again when I need my rates renewing.
Diana Brummell
Sep 26, 2019
I Have used Citrus Mortgages numerous times over the years and have always found them to be professional and friendly. Gavin and Vivien, Thank you once again for all you help and support. I would and have strongly recommended this company.
Joanna Ahmet
Jun 07, 2019
Absolutely phenomenal service from Gavin and his team. Professional, informative and speedy service!! Will never go anywhere else!!
Sadie Jasmine
Apr 14, 2016
Citrus Mortgages have been fantastic throughout the mortgage process, giving us help and advice in all areas. We are now settled into our new home and we can't thank them enough, especially Nick.
Davinia Taylor
Apr 14, 2016
I've used Citrus Mortgages (Gavin Potter) a number of times over the past few years and the service is always very good. Gavin goes out of his way to assist with queries at any point during the term of the mortgage, not just when it comes to placing new business. Having dealt with other similar companies in the past, I can safely say that Citrus Mortgages look after their clients very well. I have also referred a number of clients to Gavin and they have all had similar experiences.
Daniel Mullins
Apr 30, 2015
Spot on service from Gavin and his team. A very seamless experience and would definitely recommend.
Ruben Cooke
I have now used Citrus mortgages three times in three years, all for slightly different processes and they have been a pleasure to work with all the way through, particularly Paul. Very clear and concise advice and help.
Ben and Aneesa Joyce
We found using Citrus Mortgages a stress free experience. Having crossed paths with Paul Barnes previously we were impressed with his honest and understanding perspective. His conscientious approach provided us with a number of options for re-mortgaging. Once the process started Sarah-Jane Hicks diligently chased through the legal aspects and kept us abreast of developments. Thank you both for making this easy for us!
Joel Ibbotson
It is always an intimidating process sorting out your mortgage, I have to say the process with Citrus Mortgages was excellent, Andrew Phillips and Vivian Powell battled on my behalf to get the best deal. They then kept me informed of all elements. This level of attention to the customer is a winning formula. Highly recommended
Danni Mcgowan
I would 100% recommend citrus mortgages Emma helped me find the right mortgage when some other brokers told me it was inaffordable ! They go above and beyond and are always there to help and answer questions.

Thankyou Emma!!
Simon Collins
We had a challenging ex-pat situation that Citrus were able to solve. It took months of patience from them to get the deal across the line with the lender for us. Paul and Laura were in regular communication throughout, always polite, responsive and helpful. Without their assistance we would not have been able to secure our new property. Highly recommend their services, especially if you have a challenging lending situation.
Ian Grainger
We use Citrus Mortgages for financing across multiple Buy to Let properties and the attention, service and professionalism spanning many years, has been outstanding. I have no hesitation whatsoever in recommending this company to anyone seeking a mortgage or remortgage. Five stars!