Here at Prospect Tree we truly do put our clients first, because they are the business. Our advisors, who have extensive experience and knowledge from working with major Banks and lenders, work with you one on one to help you find the right mortgage and deal for your unique and personal requirements. No two mortgages are really the same and finding the right deal for you can be a challenge, that is why we are whole of the market independent advisors, meaning we can provide both the mortgage and the service which suits you.We deal with Landlords: Because the lending requirements change for Landlords on a regular basis, we are always up to date with the most recent deals available and requirements needed.
We deal with First Time Buyers: Buying your first home is stressful enough, you don't need to add to that by trying to find the right mortgage that meets not only your current requirements, but future ones too. We spend time getting to know you, what you your plans are for the future and help you find the mortgage that fits what you want to do.
We deal with Remortgages: You may want to remortgage for a better rate, to increase your borrowing, whatever the reason, we make sure you get the right outcome for your needs.
Served areas
- Ashford, Tenterden,Canterbury, Folkestone, Hythe, Dover, New Romney
Services
Mortgages
Report
We provide totally impartial whole-market mortgage advice to a broad range of clients. Our expert advisors are here to make the mortgage process as simple and stress-free as possible. If you're buying your first property we're here to walk you through the process, making sure you understand the buying process as a whole and guiding you through what's happening at every stage of your application.
Not planning on moving but looking for the most suitable mortgage available? We can research the entire market for you to find the ideal product.
If you're a landlord with one property or you have a broad portfolio, we have the expertise to meet your needs.
People
Nick Daynes
Manager
Nick not only has an extensive background in finance and mortgages, but also within the property market as well. Having been a senior valuer for the largest independent estate agent in the south east of England, Nick knows property, knows the buying process and knows what is needed when dealing within unforeseen obstacles.
Reviews (10)
Mark Grimes
Jan 29, 2021
I first spoke to Fred and Graeme at Prospect Tree Mortgages on 19th January and I have to say they are very friendly, yet remain professional and incredibly responsive. By close of business on day one I had received a mortgage illustration and by close of business on day two, I had received confirmation that the mortgage had been agreed in principal.
Their instructions around what documents they required from me were clear and on day three I was provided with my suitability document, outlining the mortgage I had applied for. To my amazement, not to mention delight, on 25th January I received an offer letter from my new lender - less than one week after making initial contact! Prospect Tree Mortgages take all of the hassle out of dealing with mortgage lenders, keep you informed of every stage of the journey and are worth every penny. I cannot praise Fred and Graeme enough and would have no hesitation in recommending them to my friends and family.
Their instructions around what documents they required from me were clear and on day three I was provided with my suitability document, outlining the mortgage I had applied for. To my amazement, not to mention delight, on 25th January I received an offer letter from my new lender - less than one week after making initial contact! Prospect Tree Mortgages take all of the hassle out of dealing with mortgage lenders, keep you informed of every stage of the journey and are worth every penny. I cannot praise Fred and Graeme enough and would have no hesitation in recommending them to my friends and family.
Adrian Moon
Jun 25, 2020
Rebecca Newman
Nov 08, 2019
John Massey
Fiona Howard
I have found Nick at Prospect Tree Mortgages to be incredibly helpful in supplying expert impartial mortgage advice. Using his knowledge and experience he can quickly sum up the options available, and works quickly and effectively with the solicitors and estate agents involved to ensure a great result.
Mark Bibey
Nick and the team at Prospect Tree have been magnificent in supporting me and my family through our mortgage requirements. They have helped to turn a difficult and confusing situation in to a clear picture of the road ahead. Proffessional throughout their eye for detail cannot be faulted. Wouldn't hesitate to reccommend to all my friends and family, thank you Nick and Ian for your help - amazing!
Denise Curtis
It's been a while since I've had to deal with anything mortgage related. We recently used Nick for our mortgage and he was clear, concise and made the whole process easy and uncomplicated. He always got back to us when he said he would. Compared to our bank, we would not hesitate in using him again and would highly recommend him.
Tom
What were the circumstances that caused you to look for a Mortgage Adviser?
Buying our First Home. How did Nick Prospect Tree help you?
Nick found out everything about my Wife and I to fully understand our needs before setting his mind to the task at hand. He talked us through the process and his advice was excellent leading to us purchasing our first home swiftly and without mistakes or any repetition on our part.
Have you seen the outcome you were hoping for?
Certainly, Nick collated all the evidence he needed from us as we went along so that the moment the right house came up we had submitted our application within days and the survey was booked four days later! Mortgage offer 7 days after that. how can we complain.
Buying our First Home. How did Nick Prospect Tree help you?
Nick found out everything about my Wife and I to fully understand our needs before setting his mind to the task at hand. He talked us through the process and his advice was excellent leading to us purchasing our first home swiftly and without mistakes or any repetition on our part.
Have you seen the outcome you were hoping for?
Certainly, Nick collated all the evidence he needed from us as we went along so that the moment the right house came up we had submitted our application within days and the survey was booked four days later! Mortgage offer 7 days after that. how can we complain.
Lawrence
What were the circumstances that caused you to look for a Mortgage Adviser?
Getting mortgage for first-time property purchase. How did Prospect Tree help you?
Assisted with getting mortgage that suited our needs, where other advisers had said we would be unlikely to be able to get the mortgage we wanted based on our circumstances. What is your current situation? Have you seen the outcome you were hoping for?
Succeeded in getting the mortgage we wanted and Nick was helpful and responsive at all times.
Getting mortgage for first-time property purchase. How did Prospect Tree help you?
Assisted with getting mortgage that suited our needs, where other advisers had said we would be unlikely to be able to get the mortgage we wanted based on our circumstances. What is your current situation? Have you seen the outcome you were hoping for?
Succeeded in getting the mortgage we wanted and Nick was helpful and responsive at all times.
Charlotte
What were the circumstances that caused you to look for a Mortgage Adviser? We were first pushed towards one that didn't suit us and gave us the wrong numbers. After this very bad blunder, we were advised to talk to Nick who has made our mortgage experience very easy and successful. How did Prospect Tree help you? He got our mortgage accepted and got us great deals for life insurances and house insurance. Have you seen the outcome you were hoping for? Yes and we are very happy with Nick's help.