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UK Property Finance Wide selection of finance products for private and commercial clients. We are Whole Of Market and can source the best deals for you. Our financial products include bridging loans, commercial loans, secured loans, mortgages, equity release, development finance.
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  • UK
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There are several instances where the use of a bridging loan can provide a positive benefit for the borrower. Unlike many other types of finances, which are typically intended to be paid back over an extended period, bridging loans are designed as short-term products and they often represent the cheapest method of financing a property purchase or development project.
As a trading style of UK Property Finance Ltd we are committed to providing service excellence & total transparency to our clients. We have access to the best bridging loan rates in the UK and act fast on behalf of our clients. We are proud to be shortlisted as the best bridging finance broker. UK Property Finance is a fully independent FCA regulated organisation.
Our bridging loan calculator gives a good indication of the expected rates and repayment costs when applying for a bridging loan. Get the best bridging loan rates in the UK starting from 0.39%. All our bridging finance quotes are fully FCA Regulated (667602). In bridging finance, monthly payments are not normally required unless requested.
When considering a bridging loan which is effectively a short-term loan until a more permanent solution is available, the key aspect to consider is its viability. The most likely indicator of whether bridging finance is viable depends on the best bridging loan rates available at the time. Bridging loan rates can be influenced by the Bank of England base rate and depending on the circumstance can vary between 0.39% and 1.5% per month. A bridging loan typically runs from 0 - 12 months, though certain circumstances can be extended longer.
The lending market in the United Kingdom is serviced by more than 150 providers, ranging from private individuals to the biggest lenders in the country. All of which adds up to a market where fees, charges and interest rates vary significantly from one provider to the next. As does the lending criteria applicants must meet to qualify for a bridge loan in the first place.
When bidding and then buying a property at auction, you must be confident that you can obtain all of the funds required to purchase outright in a very tight time frame of normally 28 days from successful bid. A successful auction bid can be a legally binding transaction similar to the exchange of contracts in standard property transactions.
Reviews (6)
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Patrick Moore
Apr 13, 2018
They explained each and every process to me in great detail so that I was always aware of everything that happened in regards to my finance application. The timescale from my initial application to the funds i received was much quicker than I had originally thought and I would not hesitate to use them again in the future, should the need arise. I would like to thank all of the team for the assistance and professionalism throughout.
Nadz Thobhani
Apr 13, 2018
Excellent people to deal with, very informative and understanding of what I required. Would not hesitate to recommend these guys to people requiring short-term finance.
Mrs Susan Challioner
We were finding it very difficult to find help with finding funding for our renovation project "My future bungalow" which is going to be the place I am retiring. I was so relieved that UK Property helped take some off the stress away. They put my mind at ease. I am not a very trusting person as I have been bitten before, so it was nice to deal with an honest company.
Meg Davies
Staff very professional, clear and frequently updating me on my case. Answered all my questions. Jenny helped through to completion. Would most defiantly recommend this company.
Adrian Krauss
When it comes to sourcing urgent funds for property development, Nigel and his team have never failed us once. Their vast experience and detailed know how have enabled my company to go from strength to strength through the worst of times.
John Hart
From start to finish the process of acquiring suitable funding for our new and existing development projects has been made much easier thanks to the professional attitude and highly efficient services that UK Property Finance has provided us with.