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The Mortgage Bubble
Don't let the stress of mortgages burst your bubble
Our goal at The Mortgage Bubble, located at themortgagebubble.com, is to offer customized mortgage and protection advice, providing clear recommendations tailored to your specific needs and requirements. Our knowledgeable advisers will communicate in terms that you can easily understand, supporting you from start to finish. By building a partnership with you, we aim to help you achieve your financial goals. Whether you prefer face-to-face meetings or telephone consultations, our expert advisers will accommodate your schedule and lifestyle.
Served areas
  • Basingstoke, Camberley, Farnborough, Reading, Winchester, Newbury, Fleet, Yateley, Church Crookham, Wokingham, Bracknell, Woking
Business details
  • Year established: 2021
  • Employees: 5
  • Licensed
  • Insured
Highlights and features
  • Mortgages for first-time buyers
  • Mortgages for home movers
  • Remortgage advice
  • Buy to Let mortgages
  • Equity Release
Payment methods
  • Bank transfers
Services
Whether you're nearing the end of your fixed term, seeking a lower interest rate, or planning to fund a home improvement project like a new kitchen, we're here to help. Our team will carefully evaluate all your options and provide expert recommendations to ensure you secure the right mortgage for your needs.
Choosing your first-time buyer mortgage is a critical decision that can save you thousands. At The Mortgage Bubble, we have a team of experts ready to discuss your personal and financial circumstances and determine how much you can borrow. Trust us to find the most suitable mortgage for your unique situation.
When it comes to moving home and either upsizing or downsizing, The Mortgage Bubble is here to help. Our team has extensive experience in supporting clients and families throughout the entire process, offering honest and reliable advice. Contact us now to obtain your agreement in principle.
Protecting yourself and your family during life-altering events, such as death, accidents, sickness, or critical illness, is crucial to maintaining financial stability. The Mortgage Bubble is here to provide the necessary protection and support.
People
Joe Capon
Joe Capon
Managing Director
As an award-winning mortgage advisor, Joe has gained a good reputation with clients of all situations, providing you with bespoke advice when it matters. Joe cherishes helping you buy your first home, forever home or remortgaging to raise the funds to do your dream home improvements. Whoever you are, Joe is here to help!
Joe Joyce
Joe Joyce
Residential Lending Director
After a successful career in both estate agency and now financial services, Joe has gained over 13 years of experience which he utilises to help first time buyers, current homeowners and property investors throughout their respective journeys.

It is this experience which Joe can call upon that sets him apart from the majority of other brokers. With his client’s experience at the top of his agenda, Joe is always happy to help and go the extra mile to meet each client’s individual needs.
Videos
The Mortgage Bubble
The Mortgage Bubble
The Mortgage Bubble have created their turn key mortgage service to provide first time buyers, home movers & property investors advice and obtaining them the best mortgage from over 23,000 mortgage products
Reviews (30)
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John Rey Ang Lopez
Jun 15, 2023
Joe has been very helpful and made things easier for us with the mortgage application. 100% I will recommend to my friends.
Ashley Jones
Jun 13, 2023
Joe has been great in helping us secure our re-mortgage. Right from the beginning, he was able to offer advice and information in what was a very troubling market! All the way through to completion, he has been at the end of the phone or email with any questions. I would definitely use The Mortgage Bubble again and would recommend to anyone looking for professional, knowledgeable and individual advice
Sam Harman
Jun 08, 2023
Joe was awesome in helping us secure a remortgage on our help to buy property. Naturally we were concerned with rates rising but he was able to give us a great overview of the process and what is possible, and ultimately secured us a great 5 year fix! Well recommended! I'm
Siobhan Cawthorne
Jun 06, 2023
Excellent service. Made the mortgage process so much simpler and easy to understand
Doreen Thompson-Addo
Mar 28, 2023
From start to finish Joe exceeded our expectations with the service he provided when it was time to remortgage our property. He came highly recommended from our neighbours and we could immediately see why. He took us through the process of remortgaging thoroughly and no question was too silly or too complex to answer. Joe also went above and beyond to explain our options to us and provided honest and objective feedback that made our decision making easier.

He also explained and supported us with additions requirements that we needed to review such as life insurance and provided us with excellent solutions. We are looking forward to working with Joe on future properties and would not hesitate to recommend him to anyone who has to make an important property decision - you won't be disappointed!
Emma Biggs
Mar 15, 2023
My husband & I were looking to remortgage to pay for some building work on our property, we had numerous meetings with our bank and financial advisor and felt very stuck. We were recommended by numerous friends & colleagues to the Mortgage Bubble (who had used them) after a few hours of leaving an enquiry on their website we had a warming call from Joe. Joe was able to advise us quickly and was so knowledgeable, he was very professional and listened to what we actually wanted and needed from the situation.

Within a day Joe had given us a full list of options and ran through the pro's and con's of each choice. Joe kept us informed at every milestone and really cared about what was going on. Joe is now sorting out other insurances we need, which we have struggled in the past with. Joe really is invaluable and we are so glad we found him. THANK YOU MORTGAGE BUBBLE!
Gemma Richards
Mar 08, 2023
Joe has helped us from day one of our property journey, 5 years later he is still assisting us in understanding out mortgage options. It is such a big thing when looking at the minefield of mortgages and borrowing options but Joe thinks of all options and guides you through the process. Great service, quick response time and just overall best service.
Catarina Gaspar
Mar 05, 2023
Joe Joyce was absolutely fantastic supporting us with his knowledge and persistence throughout the entire process. Thank you so much
Rita Gazs
Feb 09, 2023
Joe has helped me and my husband to do our remortgage and managed to get the best deal! He always goes extra mile and focuses on what I need. We known him since 2015. He helped us to get mortgage when we bought our second property. Then remortgage several times since. He is so professional and have amazing knowledge about what he does. I highly recommend him, The Mortgage Bubble, to everyone!
Jessica Liu
Jan 23, 2023
Joe has been extremely helpful throughout our mortgage application process, providing expert advice and responding quickly to any questions we had. We highly recommend his service!
Haydn Wiggin
Nov 23, 2022
Joe helped us source a mortgage for our house move. He was professional and diligent throughout the entire process, despite the goalposts being moved several times. I would definitely recommend him and will be using him again in the future.
Luke Scott
Oct 22, 2022
So glad we decided to go with The Mortgage Bubble when we were looking for a mortgage on our new house. Joe was recommended to us by a friend and he went above and beyond, was there whenever we needed him and was worth his weight in gold at crunch time when the lenders were being slow! You won't be disappointed with the customer service if you decide to go with this company, would thoroughly recommend!
Gemma Turner
Sep 28, 2022
Joe has been unbelievable! This is our first buy and Joe has been nothing but helpful! Whenever we have a question or issue he's happy to help and guide us, everything is done to benefit us and as soon as we've asked for a document you can guarantee it will be with you by the end of the day. We will be recommending Joe to everyone and when the time comes again we will be sure to use the mortgage bubble!
Grant Turner
Sep 27, 2022
Highly recommend, as a first time buyer joe has made this stressful process so much easier!
Kelly Fullick
Sep 11, 2022
Joe is the best mortgage advisor we have ever come across. He is incredibly attentive and reliable and managed to get us a mortgage that suited our needs when other providers could not. We highly recommend Joe, he goes above and beyond anything I have ever experienced before.
Shaun Warren
Jun 19, 2022
Very professional and handled my life insurance amazingly, getting me cover at such of good price especially for my age and being a smoker. I couldn't recommend highly enough
Scott Hayden
Jun 09, 2022
Joe provided us with patient, calm, and professional advice at every stage of our re-mortgage. The bespoke and on-demand advice and communication via video and phone calls helped us through every stage of the process. In particular the subject knowledge and insights we gained as we worked alongside Joe helped us to feel confident and assured we were making the right decisions.
Kira McKane
May 22, 2022
Can't thank Joe enough for helping us with our mortgage. First class service - clear, efficient and supportive throughout the whole process. Would highly recommend.
Charlie Bond
Apr 04, 2022
Joe is extremely knowledgeable and explained the different mortgage products on offer very well to us as first time buyers. He was very responsive which helped make the purchase very stress free and seamless.
Michele Devlin
Mar 25, 2022
Great personalised and professional service from start to finish. We were kept informed of the progress every step of the way. Highly recommended
Rachel Sharp
Mar 21, 2022
Joe made the process of renewing our mortgage really easy and required minimal work from us. We got a great rate and the process was complete really quickly. Joe charges very competitive prices and we've recommended him to our friends and family. He is highly recommended and we won't hesitate in contacting him again when our rate is due for renewal. If you're looking for a smooth, simple and quick process then I really recommend using the mortgage bubble, you won't regret it.
Emma Holland
Feb 19, 2022
As a ex Estate Agent and now Conveyancer, I know the importance of a helpful and proactive mortgage broker and I am so lucky that I could leave everything in Joe's capable hands without having to worry about a single thing. Joe explained everything I needed to know, made sure I got the best product, put my mind at ease and found solutions (and quickly) when they were needed to make sure I got my property!

I also needed life insurance which is a total minefield! He explained the options so clearly to make sure I understood the options and was happy with the cover and monthly payment. Thanks so much for all of your help and I'll be recommending you
Connor Lancashire
Feb 02, 2022
Joe is such a down to earth and helpful person, we got in contact through a friend or friend, as we were in a bit of trouble with a previous mortage advisor who had told us we were not eligible for a mortage, after using the previous broker for 6 months, we found joe and contacted him late one evening to which his reply was instant and stated straight away he wanted to help, not even a week later a mortage in place and rolling and had done more for us in a few days than another broker had done in months, you will not go wrong with using the mortage bubble, a brilliant 1 to 1 friendly service that gets the job done, whilst explaining every little detail simply, can't thank you enough joe
Ashley Kirk
Jan 24, 2022
Great company. Everything was great not much to day as I'm very happy with the service and everything fitted my needs. Thank you very much mortgage bubble. Not just doing mortgages either so do ask for the other service they give.
L. C.
Jan 16, 2022
Joe has been amazing! We had spoken with many advisors In the area who said they could not help. Joe put in a lot of time and effort to help us achieve our goals on our second home. We couldn't be more grateful and I would highly recommend his service to anyone.
Vic Bond
Dec 23, 2021
Honestly can't thank Joe enough! I was originally looking for a buy to let and he coached me through that.this then changed to residential and Joe had all the options to hand and was ever patient with all my questions. As a first time buyer with everything being new to me I need lamemans terms and lots of explanation and genuinely felt so comfortable asking without judgement. Will be recommending to all my friends and family. Massive thank you!
Liv Archibald
Dec 15, 2021
Joe is fantastic! Joe had met with me recently to discuss mortgages as a first time buyer. Joe went through lots of different options with me and weighed up the pros and cons of each. I was told what was realistically achievable and received a full breakdown of costs which was extremely helpful and insightful. I feel confident in the knowledge and support that has been provided to me and I'd definitely recommend Joe to others!
Attila Fekete
Nov 27, 2021
We purchased our first home 6 years ago with Joe's help and also had loads of advice during our opgrade. We will definitely use the services of The Morgage Bubble in the future and I confidently recomend it to friends and family. Great service from every point of view.
Mark Woodgate
Nov 26, 2021
Joe has been fantastic from the moment he picked up the phone to getting the deal over the line. He always took the time to answer my questions and discuss different options, keeping everything nice and simple for a first time buyer. Couldn't recommend highly enough!
Dale Hathaway
Nov 18, 2021
Joe has really done a great with my remortgage. He was always very quick to respond to me, always provided great advice and information and got me a deal that I'm very happy with. Great service, great guy! Thank you.