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Richard Jennings Mortgage Services MORTGAGE BROKERAGE IN CUMBRIA AND SOUTH WEST SCOTLAND
Independent Advice on Mortgages and Protection

Richard Jennings Mortgage Services stands as a reputable mortgage and protection advice firm located in Carlisle, extending its expertise to assist clients throughout the United Kingdom.

With over two decades of collective experience, our team is dedicated to providing top-notch advice to help you achieve your property and homeownership goals.

We are committed to offering sound guidance across all facets of your financial life. Recognizing the critical importance of assessing your financial circumstances, we have a broader team of expert advisers available for referral, covering areas such as pensions, investments, tax planning, wills, trusts, estate agency, and conveyancing services.
Served areas
  • Carlisle, Dumfries, Annan, Lockerbie, Gretna, Moffat, Kirkcudbright, Workington, Penrith
Business details
  • Licensed
  • Insured
Highlights and features
  • Winner of multiple awards such as
  • Mortgage Brokerage of the Year 2023, Client Service Excellence Award 2023 and the regional Mortgage Brokerage of the Year 2023 - Cumbria & South West Scotland.
Payment methods
  • Bank transfers
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Services
Regardless of where you currently stand in your mortgage journey, we would be thrilled to represent you in discovering the optimal solution. Leveraging over two decades of experience in the mortgage and protection industry, we can guide you through what may seem like a daunting process. This allows you to redirect your energy and enthusiasm towards the aspects of life that genuinely matter to you.
People
Richard Jennings - CeMAP
Richard Jennings - CeMAP
Founder and Managing Director
After leaving college, and leaving behind any thought of a football career, I looked around for a role I felt would best suit my skill set and give me opportunities. I have worked in the financial services sector for over 20 years, both corporately at management level and now the proud owner of my own independent mortgage broker.

​The client journey is paramount to my company ethos. This combined with my commitment to clear communication and advice based on client first brings together everything my company stands for.

​As a proud family man I understand exactly how important every home is , and making housing dreams a reality is core to my brand
Lindsay Cox
Lindsay joined the business in 2022. As a completions manager she will support client mortgage applications through to completion. Working with lenders and solicitors she will ensure your journey from receiving your offer document to you picking up your keys goes smoothly.

Having previously worked in an administrative role she brings a wealth of experience to the role.
Reviews (10)
Write a Review
Vicky
Apr 24, 2023
We can’t recommend Richard enough! He has worked so hard to find us a great mortage on our dream home when we didn’t think it was possible. He’s been there to answer all my silly questions, which he kindly reassured me weren’t silly. He talked us through it all step by step so we knew exactly what was going on and what we needed to do. He even took my calls whilst he was away on holiday. He has made this whole process stress free for us. It is very clear to see that not only is Richard great at his job, he loves his job and that makes a massive difference to the level of care you get. I would recommend him in a heartbeat and I look forward to him doing our mortgage renewal in a few years time. Thank you again for all your help!
Stewart Currie
Jan 24, 2023
Richard always make sorting all my mortgages easy. He communicates everything that is happening and keeps you informed of any action that needs to be taken. He also has the patience of a saint. Would trust anyone else.
Andrew
Sep 26, 2022
Easy to arrange an appointment, Richard was easy to talk to and very knowledgeable. Received my mortgage offer quickly and completion due soon. Fast efficient service. Thank you
Jack Holliday
Apr 24, 2022
I would highly recommend Richard. He helped me with everything when buying my first house, from finding the best mortgage to life and home insurance. He also helped me find a good solicitor that didn't charge an excessive amount. Richard is very passionate about what he does and goes out his way to help. I will definitely use him again.
Julia Logan
Nov 30, 2021
Excellent service from start to finish, wouldn't be getting our new family home without Richards help, we got there in the end, perseverance paid off with a very difficult case, many thanks
Melissa McKinnell
Nov 14, 2021
I would recommend Richard’s services to anyone needing mortgage advice. Richard has been extremely helpful, efficient and reliable in getting us our best possible deal!
Lorna Waters
Feb 17, 2021
Me and my Husband would fully recommend Richard for any mortgage advice. We were given his first inital appointment through Scotland Mortgage Advice Bureau due to relocation from England to Scotland. And Richard has made the whole journey exceptional.
We are not first time buyers but with obvious differences in Scotland Richard has been there every step of the way going above and beyond to assist in our new mortgage.
We fully recommend Richard and his services and will definately be using him again. Thank you so much Richard looking forward to our completion day
Rachel Ann French
Feb 03, 2021
We were given Richard’s details after asking for advise from Mortgage Scotland because we didn’t know where to start being first time buyers.
Richard was incredible helpful, very flexible with his time and great at organising phone call appointments.
He organised everything including a solicitor as we didn’t have one.
He kept us up to date and told us what to expect throughout the process and we now own our first house. He also offers to find quotes and organise home and life insurance if required.
All for one stand alone, affordable fee.
Would definitely recommend.
Stuart Macpherson
Dec 15, 2020
Richard has been absolutely brilliant throughout our process. How refreshing it is to talk to someone that understands how self employed people work. He is knowledgable, friendly and super helpful, going that extra bit to see us over the line to secure our mortgage. Top marks Richard! We are delighted.
Karla West
Dec 09, 2020
What can we say! Richard has been brilliant, always at the end of the phone, very helpful and clever knows what he is talking about can't recommend him enough! Thanks once again Richard for everything making our dream become our reality