Cheltenham Mortgages

A Guide to the way I work. It is important for us to work together so that we can work on establishing "where you are now" in your financial planning and "where you want to be" in the future. This allows us to understand our client's needs and give best advice. After this discussion, Cheltenham Mortgages will go away and work on your priorities and areas of concern, based on what you feel is important to you and your family or business. After working on the various ways to help your financial well being, we 'll suggest some ideas for your consideration.

When you choose a mortgage scheme, it is vital that you take some time to understand the difference between the options available to you and the risks and benefits each pose. The monthly payment fluctuates in line with the lenders mortgage rate. This can cause budgeting problems in times of increasing interest rates.

If you have experienced financial difficulty in the past or are unable to produce full proof of your income then you may find that the mainstream lenders are unable to help you. We have access to a wide range of lenders who specialise in this area of the market. If you wish to buy a property to let out, or want to let your current property and buy a second one, we have a wide range of lenders who provide finance in this area. The Financial Services Authority does not regulate certain types of Buy to let mortgages.

Cheltenham Mortgages is able to offer advice and arrange insurance policies, protecting you and your family against unforeseen events and planning a secure future. Working independently, Cheltenham Mortgages will work with you to establish what type of insurance cover you are seeking and understand your current financial commitments.