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The Mortgage Shop The Mortgage Shop, which was established in 1992, has a wealth of experience as a trusted brand, in excess of 50,000 customers and 22 offices in Northern Ireland. We simplify the process of getting a mortgage, using our expert knowledge to secure the best mortgage deal from an unrestricted range of lenders. Whether you're buying your first home, moving home, re-mortgaging or want to protect the things that are important to you, we'll tailor a solution to fit your need.

We work for you comparing 1000's of mortgage and insurance products and have access to exclusive broker only deals along with local lenders and high street banks and building societies.
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With 22 offices that cover the whole of Northern Ireland, you never have too far to travel to access our strong team of 38 expert advisers, who offer advice 6 days a week and out of hours appointments. We have been helping our clients get on to the property ladder since 1992, arranging in excess of 3,500 mortgages a year.
Building on our success as one of Northern Ireland's largest and longest established mortgage brokers, in 2012 we partnered with UPS Financial Services Ltd, introducing our expertise to the UPS Estate Agency branch network.
As one of Northern Ireland's largest and longest established mortgage brokers, we are always on the lookout for new professionals to join our ever-expanding team. Through our Mortgage Shop brand and our Estate Agency Partnerships, we have the business solution to suit. In the same way as we work to establish long term relationships with our clients, we strive to build long term Partnerships with our advisers.
A mortgage is the name given to a loan secured on property. It is usually used to buy the home although it is becoming more popular to consider a new mortgage, where the property is already owned, to access a more competitive mortgage product or to raise capital for other purposes, such as school fees or business investment.
Reviews (19)
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Kirsty Lunn
Apr 23, 2022
Wouldn't hesitate to recommend, Martha from Ormeau Road branch was fantastic and helped my husband and I to secure a mortgage in a really tough financial climate for first time buyers. Really attentive, good service, friendly and professional thank you so much Martha!
Sean Coleman
Dec 14, 2021
Maria Knocker was very helpful and patient sorting our mortgage during furlough. Would recommend.
Stephen Kelly
Sep 24, 2021
Martha Lowry was excellent: patient, diligent and very responsive to email. An excellent service all round.
Gillian Murphy
Sep 23, 2021
Terrible service. Met with Catherine Breen in Lisburn about changing my mortgage, she seemed helpful and gave me details of what I needed to do next, but I never heard anything more from her, no phone call or email. They obviously do not need the business. I therefore went with Navigate Mortgages and the service from them was amazing, I would highly recommend them and give the mortgage shop a miss.
Sarah Yria
Sep 13, 2021
Martha Lowry did everything for us, she is THE BEST! We cannot thanks her enough for all the support and guidance she gave us. She was always available for us when we had any questions/doubt. Thanks to her the buying process was so easy! Thanks Martha for everything, you are a superstar! Sarah and Moss
D. Whyte
Sep 03, 2021
Judy and team in The Mortgage Shop provided us with a first class service from start to finish. They made the entire process so easy and hassle free. Not only did they arrange the best mortgage deal available but they also searched the market for both our house insurance and life assurance ensuring we had full protection in place for our home and family. I can't recommend Judy and The Mortgage Shop highly enough.
Louise S.
Sep 02, 2021
I had a great experience with the team at The Mortgage Shop on the Ormeau Road. Martha was helpful from the outset and provided first class advice on which mortgage would suit me best. Would highly recommend.
Christopher McCarthy
Aug 19, 2021
The Mortgage Shop have been helping me to find the best mortgage rates for me, for the last 10 years and every time any inconvenience for me was always minimal. Any queries or questions I had were always answered clearly and quickly and I intend to stick with them until my home is payed off.
John Lambe
Jul 25, 2021
I can't speak highly enough of Debbie my mortgage advisor, from the very start she was so helpful in her expertise and guidance. She really went the extra mile to help whilst I was having difficulty with a move in date, which had been put back on numerous occasions. Debbie was able to sort out an extension to the mortgage and liaise with solicitors and builders on my behalf, this was so helpful.

I always felt Debbie was so patient, she was with me every step of the way and regularly kept in touch. Debbie went above and beyond, her service exceeded my expectations. I really think without Debbie I would have walked away from the sale. I'm so glad that I completed it and I'm now very happy in my new home. Having a mortgage advisor who genuinely cares about their clients means a lot. I really can't recommend Debbie highly enough to anyone considering getting a mortgage.
Neil Johnston
Jul 22, 2021
After reading reviews of how good Debbie was myself and partner called the mortgage shop to speak with Debbie to buy our first home, best decision we made. Never further than a message away when we had any queries, sought out all the best policies for us and always made us feel comfortable we were making the right decision before we made them. Highly recommend.
Roisin Kennedy
Jul 08, 2021
First class customer service, advice and support. Debbie, our mortgage advisor, was incredibly patient and helpful, taking the time to answer our queries and explain each step of the process until she was sure we had understood. Thank you for making our experience as first-time-buyers so positive and straightforward!
Tracie Wright
Jun 28, 2021
Cannot recommend Debbie Graham enough. Throughout the whole process Debbie was there working hard and offering advice. Always went above and beyond our expectations. Nothing was too much trouble for Debbie, always made herself available. Thank you very much Debbie for helping us buy our dream home.
Marie Houston
Mar 26, 2021
We would like to say a massive thank you to Debbie Graham for her help and support setting up our mortgage. At the start didn't know where to begin, but from our very first phonecall to Debbie she took over and was there every step of the way. She talked us through the whole process and took the stress of it all away. Even on her day off she contacted us with the news that we were approved as she knew we were eager to know. We cannot thank you enough for your kindness and cooperation throughout the entire process. Anyone needing any advice, please give Debbie a ring.
Natasha Johnston
Feb 01, 2021
Highly recommend Debbie Graham. As first time buyers we didn't really know how much we could borrow or the whole process of buying. Debbie explained our options clearly making us feel ready for when the time came to find our home. Excellent service throughout the mortgage application process, any questions we had were answered quickly and she was able to provide us with our insurance which was great. Thanks so much Debbie, really appreciate all your help!
Sam H.
Oct 27, 2020
All I can say is that phillip at the Mortgage shop has been so helpful when applying and remortgaging my home. He is extremely helpful and efficient, great communication and updates as the process went along. I have dealt with a number of banks over the years but can say with authority you will get a first class service. Highly recommended.
Lee W.
Dec 19, 2019
The mortgage shop where so friendly and helpful when we where getting our mortgage organised. Terry was fantastic he explained everything so well and ensured we got the best deal for us. Terry sorted everything for us nothing was an issue, he kept the ball rolling a d got everything in place very quickly.
Stephaie Hill
Dec 02, 2019
I could not recommend the mortgage shop enough. I phoned on a whim one morning, and luckily Debbie answered the phone! From start to finish, the whole process has been so easy and that has all been down to Debbie. She is amazing at what she does, so professional, and understanding and genuinely cares about her clients. Not only did Debbie secure us our mortgage, (within 2 weeks of us first meeting!) but she continues to support us. (right down to taking the time to call me and reassure me constantly along the way!) Debbie has helped us with our life insurance and finding the best policy for us and our young daughter, and explained everything right down to the letter. Debbie has made the whole process stress free, and thanks to her we will be moving into our new home next week!

If you're thinking about getting in contact with the mortgage shop, just do it! (And ask for Debbie) I was so anxious about calling but felt so at ease from the first time I spoke to Debbie on the phone. If I could give more than 5 stars, I would. Thank you for everything!
Beatriz Moran
Oct 22, 2019
Outstanding service provided by Debbie Graham, she has been enthusiastic, kind, professional and prompt. I'm first time buyer and had very little understanding of the process. Debbie has been incredibly helpful, always available, clear with her advice and recommendations, really quick and efficient. The communication is fantastic and the customer service is excellent and reliable.

I had always assumed that getting a mortgage organised would be extremely stressful, but have found it really easy with the help provided by Debbie. Thank you so much Debbie Graham! I will definitely recommend you to my friends or anyone asking and should I need your services again, you can rest assured I will be in touch.
Garry Y.
Jul 22, 2019
Terry was very helpful and approachable. He took all the stress out of a stressful time!