True Financial Ltd

I contacted True because I was stuck managing pension funds and finances that I didn't understand. I specifically needed financial planning advice to look at current and future needs as well as critical illness and life insurance policies. True were able to clearly explain the finances to me. They were patient and understanding, especially when I needed additional clarity.

I feel that I no longer need to worry and I'm more confident about my future finances. I particularly liked working with a female adviser who had an understanding of divorce and the impact that can have on finances.

Lottie and her team were brilliant! I had some idea of what my pension value and the actuary report meant, but I fully understand what my financial future looks like now, post divorce and have the reassurance from Lottie that I will be ok. I'm a visual learner, so this service is perfect for you if you get overwhelmed by the language used in divorce and finances. I have total clarity in my steps moving forward now, all thanks to True Financial Design Ltd.

True helped me understand exactly what I had to save, on a year by year basis to live my vision for retirement and how early I could achieve that goal. Incredibly motivating and has actually helped focus my mind and increase my own production. Lottie is very approachable and she was able to cut through the financial jargon to give me quality, honest and understandable advice.

I now feel more motivated and secure with clarity for my financial future. I would recommend Lottie as she makes sure financial advice is broken down and made easy. True's model means that Lottie does not focus on the fund management side which is looked after by other experts but focuses on full financial planning. Helping you to see your goals, motivating you to achieve your goals, and ultimately securing your dream of financial freedom. Giving you complete financial clarity.

We wanted help making sense of everything and gain some clarity on how to reach our goals. I mainly wanted to understand my pensions and the funds. I am a fairly high-risk taker but felt some unease as I had never had a professional review of my pension funds. I know feel much more at ease and that my risks are known and within my personal tolerance.

I loved the Chocolates and cards we received from True and now feel much more in control and more confident that we are balancing today's needs with planning for the future. I would definitely recommend working with True and would say "just do it" if you are hesitating! It will require a bit of work personally to understand your own outgoings etc but that is a good thing in itself. Couple that with a real plan for the future and what is there to lose!

Things had got a bit disjointed with our finances over the years. We wanted a review to see if things were on track, if there were any gaps or shortfalls and if there was anything that should be addressed. True provided us with an in depth review of our finances and investments. Long term forecasts based on various scenarios. A strategy plan for the future with recommendations for investments that would perform better and be more tax efficient.

This gave us clarity and peace of mind that we were doing everything we could for a financially secure future. The result was that we are in a stronger position financially and have a clear understanding of our financial plan for the future and what we need to do moving forward. I was surprised and delighted that we had found access to such a valuable, important and all-encompassing service.

I wasn't really aware this type of service existed to be honest. I also like the personal feel of this service rather than feeling like just another client being churned through the system. We've now made quite a few changes to our finances, some fairly major and there are a few more changes still to make over the next year or so. I now feel a lot more relaxed about our financial future and I have a clearer picture of our plan for the future.

I also feel happier that things will get reviewed on an annual basis so we keep on top of it. I would recommend working with True as it takes away any worry you may be having over your finances and gives you clarity over your current situation and what needs to be done for the future. I would say you cannot afford to hesitate in taking quality financial advice, you could be missing some big opportunities to make improvements and the service will pay for itself.

We needed a retirement plan and didn't know when or if we could retire. We didn't know where to start and needed expert advice. Lottie helped us to see the reality of our financial position and capitalise on it. We were amazed that we could retire sooner than we thought! It was made so simple for us to see in graphics our future financial projection and understand how early retirement could be achieved.

We are a lot more confident with our finances, knowing what we have is now working for us and our future plans. True offer independent financial advice so have a wider range of options to recommend. Lottie and her team provide a friendly, helpful service and make it simple to understand what your options are.

I didn't have any knowledge of how to make my pension money work harder for me. I also struggle to find the time to look into how to move my money and where best to put it. Having someone with expertise to do this for me is a massive benefit. True helped me to move my old employers' pension into a more harder working scheme to make the most out of growing the pot.

I received great explanations of different options to take. True helped me to understand the process and the advantages of the proposal for my money and they took the stress of having to think about my pension saving and what to do with it off my shoulders. It's a great service that puts your mind at ease with investments. It also frees up my time so that I can enjoy my time outside of work more without needing to think about my future pension savings.